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INSTRUCT.WWO
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1992-03-30
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Wealth Management System
This is a Demo program and allows you to use all the features of the
program with one exception, the interest or growth rate cannot be
changed.
If you like the program, please register and receive latest working
revision by sending $49.95 to:
Wm. W. Odlum, Suite 105, 35 Ormskirk Avenue,Toronto,
Ontario. M6S 1A8.
The following Files must be in the same directory:
WinWealt.Exe
Getrich.WWO
Instruct.WWO
Sample.WMS
Instructions on how to use the programs.
First: Make a backup copy of this program and keep it in a safe place.
Mouse: Click on the menu buttons to activate the various menus, text
and dropdown boxes.
KeyBoard: Use ALT+ the underlined letter on the button you wish to
activate.
Use the TAB key to move through the menus and the input boxes.
Use ALT+DownArrow to open and close the dropdown boxes.
These are the input boxes with a DownArrow beside them.
To Scroll through the Text and Help boxes, use the PgDn and
PgUp or UpArrow and DownArrow keys.
Command
Buttons: [OK] means yes, complete the procedure, such as add record to
the file.
[Cancel] means no, do not complete the procedure.
[Exit] will quit that procedure or menu and go back to the
previous menu.
[To Printer] will send the data or text in that program to the
Printer.
Fonts: Courier font is used in the calculation tables, as it is a non-
proportional font and allows figures in columns to lineup
properly. You must have it installed in Windows. I use
Coure.Fon as I have a Vga Monitor.
Printing: It takes quite a while for the printer to set up for a
printout of the 'How to Get Rich and Stay Rich' and Instruction
files. Once printing starts you can continue to use the
programs as printing continues from a file in memory.
Sample: This is a sample Datafile which shows various entries in the
Fund Management program.
Help: When using Help for guidance on how to input information. The
examples, which show the different ways of entering data for
various results, will be lined up with the input boxes beside
them.
When entering figures, do not include dollar($) or comma(,)
signs, the only signs that can be used are the decimal point(.)
and the minus(-) sign.
Numerical Data Entry: Where number only input is required the program
will not accept letters or other characters from the keyboard,
with the exception of the backspace key to erase errors on that
line and the Tab key which completes the entry.
Loading Files: Select the Drive and Directory. Files with the
extension .WMS will be shown in the Filebox, either click on
the filename or enter the filename with extension in the
Textbox and click OK.
Saving Files: Select the Drive and Directory. Files with the extension
.WMS will be shown in the Filebox, click on the filename under
which you wish to save the file. If you want to save under a
different filename make sure you clear the Textbox first and
then enter the new filename with the extension .WMS in the
Textbox and click OK.
If you forgot the name of the file in memory, check in the
Information box and it will be shown there.
Remember that saving a file using a Filename already on your
disk will overwrite the one on disk with the new data.
Always make a backup copy of important files to another
Drive/Dir so that if the original is lost by inadvertently
overwriting it, you have your backup to retrieve the files.
Graphs: Current Values are shown on the Bar Chart showing the
percentage of increase over cost. Pie Chart shows the total
Current Value of each Fund as a percentage of the total value
of all the funds.
Using the programs:
All Menu buttons have names that clearly describe the function
that they perform.
With the aid of the examples in Help that describe how to make
entries in the input boxes you should have no problem in
getting your data files set up.
While the Income and Retirement Calculation have pre-programmed
figures in the dropdown boxes, you should use your own to work
out what your savings should be to give you the income you need
on retirement in a given period.
When using Retirement Calculations, use a withdrawal of income
percentage less than the interest/growth percentage to allow
for inflation.
Example: Inflation has been running at an average of 5% over
the past 20 years so if one is getting a return of 20% on
Capital and taking out 15% then one is keeping up with
inflation as the Capital and Income are both increasing by 5%
each year.
Canadian Mortgage monthly principal and interest payments
differ from the American Mortgage as Canadian uses semi-annual
compounding while American uses monthly compounding periods.
Book Value: Represents the total cost to you. For instance if you
bought 100 shares of a stock for $10.00 each and paid $50.00
commission, your book value would be $1050.00. If you then
received a cash dividend of $100.00, the book value would be
$950.00.
Setup DataFile:
From the Fund Management Menu choose Edit, then open the Fund
Name dropdown box. Numbers from 1 to 9 will be shown, these
represent empty fund files.
Choose 1, then press Create Record button and enter the name of
the fund by overwriting the 1 and enter data for the record in
the appropriate boxes, press Add Record button and the Record
will be saved to memory.
Note that the Create Record button changes to Add Record after
creating a blank record.
To add a record to an existing Fund. Select the Fund name in
the text box, press Create Record, a blank record will be
shown, enter data and press Add Record.
An existing record can be copied to a new record.
Press Create Record and when blank record is shown, select the
Fund name, use the Previous and Next Record keys to select the
record to be copied then press Add Record.
To add new Funds, select the next number and continue as above.
To scroll through the records. Select the Fund name and then
press Next Record or Previous Record to see all records in that
Fund.
Correct and Delete buttons operate on the current record shown.
Make corrections to the record and press Correct button and the
changes will be saved.
Pressing the Delete button will erase the current record from
the file.
Warning: Changes to Funds or Records exist only in memory at
this point and will be lost when you exit the program. You must
save the File to disk to have a permanent file which can be
loaded when required.
End